Privacy Policy
Last Updated on June 19th, 2016

Forever Wealth Club, LLC ("Forever Wealth Club") operates http://topearner.com and may operate other websites. It is Forever Wealth Club's policy to respect your privacy regarding any information we may collect while operating our websites. We strive to provide a safe and secure user experience. This Privacy Policy sets forth the online data collection and usage policies and practices that apply to this website. By registering or using this site, you explicitly accept without limitation or qualification, the collection, use and transfer of the personal information provided by you in the manner described by this statement. Please read this statement carefully as it affects your rights under the law. If you disagree with the way we collect and process personal information, please do not use this website.

Policy Scope: This policy applies to this website and regulates the processing of information related to you and grants both us and you various rights with respect to your personal information. Forever Wealth Club is located in the United States. You may be located in a country that has laws that are more restrictive about the collection and use of your personal information. However, by using our site, you agree to waive the more restrictive laws and agree to be governed by the laws of the United States. This site also post links to other websites over which we have no control. As such, we are not responsible for the privacy policies or practices of other websites when you choose to leave this site. We encourage you to review the privacy policies of those other websites so you can understand how they collect, use and share your information. We also do not control the data use practices of those persons or entities who may access your information on this site for the purposes of providing the service or product you have requested.  We also do not control third party Ad Networks and other third parties with whom we work to serve personalized ads on our site. We encourage you to review the private policies and opt-out choices of those third parties so you can understand how they collect use and share your information.

Website Visitors: Like most website operators, Forever Wealth Club collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Forever Wealth Club's purpose in collecting non-personally identifying information is to better understand how Forever Wealth Club's visitors use its website. From time to time, Forever Wealth Club may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Forever Wealth Club also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on http://topearner.com blogs/sites. Forever Wealth Club only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information: Certain visitors to Forever Wealth Club's websites choose to interact with Forever Wealth Club in ways that require Forever Wealth Club to gather personally-identifying information. The amount and type of information that Forever Wealth Club gathers depends on the nature of the interaction. For example, we ask visitors who sign up at http://topearner.com to provide a username and email address. Those who engage in transactions with Forever Wealth Club are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Forever Wealth Club collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with Forever Wealth Club. Forever Wealth Club does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Public Posting: Information you post in public areas of the site or place in the searchable database may be accessed, used, and stored by others around the world, including those in countries that might not have legislation that guarantees adequate protection of personal information as defined by your country of residence. By providing your personal information for inclusion in our database, you acknowledge that you consent to your information being used by Forever Wealth Club and understand that certain personal information may be shared with other users in order to identify you and your location. We use industry standards to safeguard your information from unauthorized access or inappropriate use by third parties, we do not control these third parties and we are not responsible for their use of information you post or otherwise make available in the public areas of our site. Please be sure you do not post sensitive information in these areas.

Aggregated Statistics: Forever Wealth Club may collect statistics about the behavior of visitors to its websites. Forever Wealth Club may display this information publically or provide it to others. However, Forever Wealth Club does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information: Forever Wealth Club discloses personally-identifying information, including name, address, email address, and telephone number or other contact information, to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Forever Wealth Club's behalf or to provide services available at Forever Wealth Club's websites, and (ii) that have agreed not to disclose it to others. Forever Wealth Club also discloses personally-identifying as described in the Use of your Personal Information section below.  Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Forever Wealth Club's websites, you consent to the transfer of such information to them. Forever Wealth Club will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Forever Wealth Club will also disclose personally-identifying information in response to a subpoena, court order or other governmental request, or when Forever Wealth Club believes in good faith that disclosure is reasonably necessary to protect the property or rights of Forever Wealth Club, third parties or the public at large. If you are a registered user of an Forever Wealth Club website and have supplied your email address, Forever Wealth Club may send you an emails to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with Forever Wealth Club and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Forever Wealth Club takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of personally-identifying information, however, we can not guarantee that unauthorized parties will not gain access.

You may delete your personal information you submit to us at any time by notifying us at [email protected] When you request the deletion your personal information, it will be deleted, but we will retain logs, demographic and statistical information about you and keep an archival copy of your information in an anonymous forum. If your personal information was previously accessed by others or transferred to others using our site, we are unable to delete your information from their systems. We have no control over the information that Ad Network of other third parties may have about you. We encourage you to visit their websites and read the private policies and opt out practices that govern their usage.

If you change your mind about receiving notifications from us, you may notify us of your preferences by [email protected] or by opting out of the email by using the opt-out feature located at the bottom of each email.  We comply with all CAN-SPAM regulations.

Cookies: A cookie is a string of information that a website stores on a visitor's computer, and that the visitor's browser provides to the website each time the visitor returns. Forever Wealth Club uses cookies to help Forever Wealth Club identify and track visitors, their usage of Forever Wealth Club website, and their website access preferences. Forever Wealth Club visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Forever Wealth Club's websites, with the drawback that certain features of Forever Wealth Club's websites may not function properly without the aid of cookies. 

Business Transfers: If Forever Wealth Club, or substantially all of its assets, were acquired, or in the unlikely event that Forever Wealth Club goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Forever Wealth Club may continue to use your personal information as set forth in this policy.

Ads: Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Forever Wealth Club and does not cover the use of cookies by any advertisers.

Use of Your Information for Email and Telemarketing Email and Unsubscribe Policy. We may provide your personal information to third parties for promotional offers by email. These offers may be our services and products or those of third parties. We may maintain separate email lists for different purposes. If email recipients wish to end their email subscription from a particular list, they need to follow the instructions at the end of each email message to unsubscribe from the particular list. To unsubscribe from all Forever Wealth Club's email lists, a person must send an email to [email protected]

Content of Email Messages. You may receive certain commercial email messages sent by third parties for products, which may be of interest to you. In such case, an Advertiser's name will appear in the "From:" and the email will have a method at the bottom of the email to unsubscribe from that Advertiser. Forever Wealth Club is not responsible for third party emails sent to you.

Opting Out of Email Marketing Material. We provide you the opportunity to 'opt-out' of having your personally identifiable information used for certain purposes. For example, if you purchase a product/service but do not wish to receive any additional marketing material from us, you can indicate your preference by emailing or calling us per the information contained on our contact page.

If you no longer wish to receive our promotions, you may opt-out of receiving them by following the instructions included in each newsletter or communication or by emailing us per the information contained on our contact page.

Customer Care Contact Information: [email protected]

Telemarketing. We may use your Personal Information to advertise, directly or indirectly, to individuals using direct mail marketing or telemarketing using telephones and cell phones. You may have your telephone number or cell phone number listed on a state or federal do not call registry. By registering and using this site, you agree that such act constitutes a purchase, an inquiry and/or an application for purposes of the Amended Telemarketing Sales Rule, 16 CFR 310 et seq. (the "ATSR"). Notwithstanding that your telephone number may be listed on the Federal Trade Commission's Do-Not-Call List, you have authorized us to contact you via telemarketing in accordance with the ATSR.  Additionally, when you register with us or otherwise request information a third-party advertiser at or through the Website or other advertising media made available by us (e.g., email marketing), you agree that such action shall constitute a purchase, an inquiry and/or an application with the respective third-party advertiser for purposes of the ATSR and you may be contacted via email, direct mail and/or telemarketing by us or a third-party advertiser in accordance with the ATSR. We may use Personal Information to provide the services you've requested, including services that display customized content and advertising. Wireless Addresses. If the e-mail address you provide to us is a wireless e-mail address, you agree to receive messages at such address from us or our business associates (unless and until you have elected not to receive such messages by following the instructions in the unsubscribe portion of this policy). You understand that your wireless carrier's standard rates apply to these messages. You represent that you are the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges.

Privacy Policy Changes: Although most changes are likely to be minor, Forever Wealth Club may change its Privacy Policy from time to time, and in Forever Wealth Club's sole discretion. Forever Wealth Club encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a http://topearner.com account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

How to contact us: You may contact us for questions about our privacy policy by writing to us at: Forever Wealth Club PO Box 07028 Fort Myers, Florida 33919

Copyright 2016 - Forever Wealth Club LLC - All Rights Reserved.